A Public Adjuster is licensed by the state which requires successful completion of a rigorous state authorized course followed by a written State Exam in most States. Licensing by the State also requires the PA to be bonded. They are also required to take ongoing continuous education courses to maintain their license. The title typically used for this adjuster is known as a “PA” for Public Adjuster in the insurance industry. They are typically self employed and contract their services directly with the policy holder (insured) to handle and often file the claims on behalf of a policy holder to the Insurance Companies. The PA is paid a percentage of the proceeds from the Insurance claim for compensated damage from the covered loss directly from the insured. Typically there is no compensation if the claim was denied by the carrier. The PA is the legal contact with the insurance company and any of their representatives. A PA typically require a limited power of attorney from the policy holder to facilitate negotiations with the carriers and contractors involved. The duties of the PA include: • Contracting with the insured and setting an appointment for an inspection to determine if there is a covered loss • Inspecting the property for the claimed damage • Preparing a detailed estimate of damage which includes photo documentation of the claimed damage • Typically contacting and filing all required documentation to the Insurance Carrier for the claimed damage on behalf of the insured • Managing all phases of the claims and recovery process on behalf of the insured Adjusting Solutions works with Public Adjusters through our contacts with Public Adjusters and PA firms. We also help with their training through our educational partner American International Technical Institute. The classes that we utilize are: • Practical Adjusting/Scoping • Xactimate from the Beginning for PA and IA adjusters • Rope & Harness Fundamentals & Safety Many Roofing firms and Restoration Companies utilize these courses as well as Adjusters.
A Public Adjuster is licensed by the state which requires successful completion of a rigorous state authorized course followed by a written State Exam in most States. Licensing by the State also requires the PA to be bonded. They are also required to take ongoing continuous education courses to maintain their license. The title typically used for this adjuster is known as a “PA” for Public Adjuster in the insurance industry. They are typically self employed and contract their services directly with the policy holder (insured) to handle and often file the claims on behalf of a policy holder to the Insurance Companies. The PA is paid a percentage of the proceeds from the Insurance claim for compensated damage from the covered loss directly from the insured. Typically there is no compensation if the claim was denied by the carrier. The PA is the legal contact with the insurance company and any of their representatives. A PA typically require a limited power of attorney from the policy holder to facilitate negotiations with the carriers and contractors involved. The duties of the PA include: • Contracting with the insured and setting an appointment for an inspection to determine if there is a covered loss • Inspecting the property for the claimed damage • Preparing a detailed estimate of damage which includes photo documentation of the claimed damage • Typically contacting and filing all required documentation to the Insurance Carrier for the claimed damage on behalf of the insured • Managing all phases of the claims and recovery process on behalf of the insured Adjusting Solutions works with Public Adjusters through our contacts with Public Adjusters and PA firms. We also help with their training through our educational partner American International Technical Institute. The classes that we utilize are: • Practical Adjusting/Scoping • Xactimate from the Beginning for PA and IA adjusters • Rope & Harness Fundamentals & Safety Many Roofing firms and Restoration Companies utilize these courses as well as Adjusters.